Student Credit Card

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Bihar Student Credit Card Scheme under DRCC

Many students of our college have so far availed the financial facility of the DRCC scheme. Ensuring that students do not stop studying due to lack of finances, Nova management College  helps them to take advantage of the Bihar Student Credit Card Scheme under DRCC for the academic sessions  2025-2026 and also in the future.

What is Student Credit Card Scheme?

The Student Credit Card Scheme is an initiative taken by the Bihar Government for financially weaker students to pursue their education after 12th. Students who wish to pursue technical or management courses such as BCA, BBA, BJMC, BLIS, etc., and are unable to pay college fees can avail the benefits of this scheme.

Benefits to the Citizens

Under the Bihar Student Credit Card (BSCC) Scheme, no interest will be payable by the borrower. The scheme benefits students from economically weaker backgrounds who are eager to complete their higher education.

Eligibility

  1. Applicant must be a permanent resident of the state of Bihar.
  2. The educational institution must be recognized by a state or central government regulatory body.
  3. Loans are available for general, technical, and professional higher education programs.
  4. Applicant must be 12th pass.

How to Apply for Student Credit Card Scheme?

  1. Visit website: www.7nishchay-yuvaupmission.bihar.gov.in
  2. Click on New Applicant Registration
  3. Fill required details: Name, Email ID, Aadhaar Number, Phone Number and click Yes
  4. Enter OTP received on phone/email and click Submit
  5. After successful registration, login using credentials sent to your email
  6. Fill all required personal details and submit
  7. Select scheme from dropdown → Student Credit Card Scheme
  8. Enter personal details of Applicant and Co-applicant
  9. You will receive a Unique ID on your registered email and phone number
  10. Download the PDF of the application form
  11. You will receive a message/email with date and time to visit the center
  12. Visit the center with the application PDF and complete the remaining procedures